For the Commercial Lender...
Having a great rate and term may win you a loan, but building a relationship can earn a customer for life. Looking beyond rates and terms, the commercial lender who considers the overall welfare of the borrower can count on building a relationship that can be worth business today and decades of future business. Including cost segregation in the loan process can help establish such a relationship.When included in the commercial loan process, a properly engineered cost segregation study will improve the quality and security of a loan for the lender and enhance the cash flow for the borrower. Everyone is better off that they were before. The lender that introduces cost segregation to an owner shows a commitment not only to their financial institution but to the welfare of the borrower.
The impact of including cost segregation can be staggering. In the following example of a typical building loan, the effective debt service coverage goes from 1.22 before considering the effects of cost segregation to 1.84 after including the effect of cost segregation. What was once a good loan, becomes a great loan.
Example of improved debt service coverage with cost segregation
Exclusive Tools for Lenders
Cost Segregation Services, Inc. has developed an tool exclusively for lenders to quickly determine the possible impact of additional cash flow from an engineered cost segregation study on a proposed loan, within minutes. You can get the information you need 24/7 from your desk through our secure server.Best of all, there is no cost to you or your borrower for this service and we are the only source for this patent pending system.
To get information on how you can have this information for current and future loans at you fingertips contact us.
