Summary of Rules for 1031 Exchange
True for Both Types of Exchanges (Forward and Reverse):
- Old and new properties must both be held for a qualified use. Those uses are held for investment or used in trade or business.
- The exchanger must first have written exchange agreement (similar to an escrow agreement) with Qualified Intermediary (QI).
- In order to defer ALL income taxes: New property must be equal or up in fair market value (FMV) and in equity.
- Any thing of value received in the exchange that is not “like kind” (like cash) is taxable.
- All real estate is “like-kind” to all other real estate. What is Real estate is defined by State law.
- Person or entity on title of old must be person or entity on title to new.
- OK to exchange multiple old properties for new property or vice versa. Fractional interests are also OK.
- Owner carried financing handled outside of exchange under IRC section 453.
- &lquo;Related party&rquo; transactions have additional requirements.
- Basis of old carried forward into new, with adjustments.
In addition to rules 1-10 above in a Forward exchange, the Exchanger must:
- Not receive constructive receipt of funds from sale.
- ID new property, in writing, within 45 days.
- Buy new property within 180 days.
In addition to rules 1-10 above in a Reverse exchange, Exchanger must:
- Not hold title to both properties simultaneously.
- &lquo;Park&rquo; either the old or new property with and Exchange Accommodation Titleholder.
- Exchange Accommodation Titleholder cannot hold title to property for more than 180 days.
- ID old property within 45 days if new property is &lquo;parked&rquo;.
- Provide funding to purchase new property.
This information was provided courtesy of 1031x.com


